Legal Malpractice Insurance for Law Firms
Comprehensive professional liability insurance designed specifically for law firms to protect your practice, safeguard your reputation, and address the unique risks your firm faces every day.
What's Covered
Defense Costs Coverage
Legal fees, expert witness fees, and court costs when defending against malpractice claims. Coverage activates from the moment a claim is filed.
Settlements and Judgments
Financial protection for settlement amounts and court-ordered judgments, up to your policy limits. A single malpractice claim could threaten personal assets and firm financial stability.
Disciplinary Proceedings
Coverage for bar complaints and regulatory investigations. Protect your license and reputation when facing disciplinary actions.
Prior Acts Coverage
Protection for work performed before your current policy inception date. Essential for firms changing carriers or starting new practices.
Loss of Earnings
Reimbursement for attorney time lost while assisting in the defense of a covered claim -- so a partner pulled into deposition prep or trial preparation does not absorb the financial hit personally.
Optional Endorsements
Enhance your policy with cyber liability riders, trust account protection, and extended reporting periods tailored to your needs.
What to Consider When Buying or Renewing Legal Malpractice Insurance
Limits and deductibles -- match the per-claim and aggregate limits to your firm's exposure profile, and weigh deductible level against premium savings.
Prior acts and retroactive date coverage -- when switching carriers, the retroactive date determines which past work remains insured; gaps here can leave years of prior matters unprotected.
Claims-made vs. occurrence -- legal malpractice policies are almost always claims-made; understand how that affects continuous coverage, tail/ERP options, and what happens if you cancel or retire.
Carrier financial strength and reputation -- A.M. Best rating, payout history, and the carrier's experience with law-firm claims matter as much as price.
Defense costs inside vs. outside the limits -- if defense erodes your policy limit, a long-running matter can leave little left for indemnity; outside-the-limits defense is more expensive but more protective.
Why Choose Cooke Insurance Group?
Competitive Rates
We shop multiple A-rated carriers to find you the best coverage at the most competitive price.
Industry Expertise
Our team specializes exclusively in legal professional liability, understanding your unique risks.
Dedicated Support
From quote to claim, our team provides responsive, personalized service when you need it.
Tailored Policies
Custom coverage options designed for your practice area, firm size, and specific risk profile.
Ready to Get Started?
Complete our quick application for a personalized legal malpractice insurance quote tailored to your firm.